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Getting a credit card

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EMaggio1 View Drop Down
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Joined: Oct/20/2008
Location: Canada
Status: Offline
Points: 7643
Direct Link To This Post Topic: Getting a credit card
    Posted: Nov/17/2008 at 8:01am

How do you get a credit card with no Canadian credit history? Here is a website that has some information that might help you.

 
In some countries it is less common to have a credit card, because everything is paid in cash. Did you have a credit card back home? Do you think it is important to have one in Canada?
 
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Joanne P.
Joanne P.


Joined: Nov/18/2008
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Direct Link To This Post Posted: Nov/24/2008 at 9:46am

I think it is very important to have a credit card in Canada. Here you have some of the many reasons you need   to have a credit card.

·        If you want to purchase furniture, mattress, appliances, or even a computer it is easier to pay with a credit card than cash.

·        If you want to do some shopping or transactions online you need a credit card.

·        If you want to apply for some documents online such as: birth certificate, marriage certificate, business registration, etc. You need a credit card.

·        If you want to get a loan or mortgage to buy a house you need to have an established credit.

·        It is a good form of ID.

·        It is safer to carry a credit card than cash money.

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Teachers
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Joined: Apr/28/2008
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Direct Link To This Post Posted: Nov/24/2008 at 1:24pm
Even if you don't believe in credit cards, it's a good idea to get one if you're a newcomer to Canada, because you need to establish your credit history so that if you ever need to borrow money for a house or a car, the bank can check your records. 
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